I (“Wendy Combs Consulting” “165 percent” “I“ or “we”) have created this Privacy Policy, because I know that you care about how information you provide to me is used and shared. This Privacy Policy applies to my information collection and use practices: (i) online when you visit any of my websites, and (ii) offline when you provide information to me.

Acceptance of Terms
By visiting any of my Websites, you are agreeing to the terms of this Privacy Policy and the accompanying Terms & Conditions, both of which govern your use of the Websites. By providing me information online and offline, you are also agreeing to the terms of this Privacy Policy.

The Information I Collect
In the course of operating the Websites and/or interacting with you, I will collect (and/or receive) the following types of information.

When you sign up to receive any of my newsletters, respond to a survey, register for a class, or purchase any product or service, you may be required to provide me with personal information about yourself, such as your name, address, email address, and phone number. I do not collect any personal information from Visitors when they use the Websites unless they provide such information voluntarily, such as by registering or sending me an email or signing up for a newsletter. All information I collect and/or receive under this section is collectively called “Personal Information.”
When you place an Order, you must provide us with certain information about the products and services you are seeking to purchase. Such information is collectively called the “Order Information.”
When you wish to purchase a product or service, you will be required to provide certain information in addition to the Personal Information and Order Information noted above. Such information may include a debit card number, credit card number, expiration date, billing address, activation codes, and similar information. Such information is collectively called the “Billing Information.” Although I will have access to the Billing Information, it will also be collected and processed by my third-party payment vendors pursuant to the terms and conditions of their privacy policies and terms of use.
In addition to the information noted above, I may collect additional information (collectively, the “Other Information”). Such Other Information may include:

a. From You. Additional information about yourself that you voluntarily provide to me (e.g., via a survey), such as household income range, gender, product and service preferences, and other information that does not identify you personally.
b. From Your Activity. Information that I automatically collect when you use the Websites, including, without limitation:
•    IP addresses, which may consist of a static or dynamic IP address and will sometimes point to a specific identifiable computer or device; browser type and language; referring and exit pages and URLs; date and time; amount of time spent on particular pages; what sections of the Websites you visit; and similar data; and
•    Information about your device, including the type of device; universally unique ID (“UUID”); advertising identifier (“IDFA”); MAC address; operating system and version (e.g., iOS, Android or Windows); carrier and country location; hardware and processor information (e.g., storage, chip speed, camera resolution, NFC enabled); network type (WiFi, 3G, 4G, LTE); and similar data.
c. From Cookies Information that I collect using “cookie” technology. Cookies are small packets of data that a website stores on your computer’s or mobile device’s hard drive so that your computer will “remember” information about your visit. I may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to help me collect Other Information and to enhance your experience using the Websites. If you do not want me to place a cookie on your hard drive, you may be able to turn that feature off on your computer or mobile device. Please consult your Internet browser’s documentation for information on how to do this and how to delete persistent cookies. However, if you decide not to accept cookies from me, the Websites may not function properly.
d. Third-Party Analytics I use third-party analytics services (such as Google Analytics) to evaluate your use of the Websites, compile reports on activity, collect demographic data, analyze performance metrics, and collect and evaluate other information relating to the Websites and mobile and Internet usage. These third parties use cookies and other technologies to help analyze and provide me the data. By accessing and using the Websites, you consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this Privacy Policy.
For more information on Google Analytics, including how to opt out from certain data collection, please visit Please be advised that if you opt out of any service, you may not be able to use the full functionality of the Websites.
e. From Other Sources. I also may collect or receive information from third parties, such as Facebook and/or other third-party social media sites.
Information Collected by or Through Third-Party Advertising Companies
I may share Other Information about your activity on the Websites with third parties for the purpose of tailoring, analyzing, managing, reporting, and optimizing advertising you see on the Websites and elsewhere. These third parties may use cookies, pixel tags (also called web beacons or clear gifs), and/or other technologies to collect such Other Information for such purposes. Pixel tags enable me, and these third-party advertisers, to recognize a browser’s cookie when a browser visits the site on which the pixel tag is located in order to learn which advertisement brings a user to a given site.
Accessing and Modifying Personal Information and Communication Preferences
If you have registered for the Websites, you may access, review, and make changes to your Personal Information, Billing Information, and certain Other Information by emailing me at In addition, you may manage your receipt of marketing and non-transactional communications by clicking on the “unsubscribe” link located on the bottom of any 165 percent marketing email. Customers cannot opt out of receiving transactional emails related to their account or their Orders. I will use commercially reasonable efforts to process such requests in a timely manner. You should be aware, however, that it is not always possible to completely remove or modify information in my subscription databases.
How I Use and Share the Information
I use the Personal Information, the Order Information, the Billing Information, and the Other Information (collectively, the “Information”) to provide my services; to process Orders; to administer rewards and promotional programs; to maintain and improve my Websites and services to you; to solicit your feedback; and to inform you about my products and services and those of my third-party marketing partners.
I may also use and/or share Information as described below.
•    165 percent will access, use, and share the Information as required to process your Orders and provide support to you.
•    In order to provide my services and administer rewards and promotional programs, I may share the Information (excluding the Billing Information) with my third-party promotional and marketing partners, including, without limitation, businesses participating in my various programs.
•    With your permission, third-party applications or services may access your Personal Information. I use standard OAuth (open authorization) to enable you to give permission to share your Personal Information with other websites and services, such as Facebook and Twitter (e.g., when you agree to a pop-up requesting you to allow another application to access your account information). I also use OAuth to allow us to share information about you that is stored by me without sharing your security credentials.
•    I may employ other companies and individuals to perform functions on my behalf. Examples may include providing technical assistance, Order fulfillment, customer service, and marketing assistance. These other companies will have access to the Information only as necessary to perform their functions and to the extent permitted by law.
•    In an ongoing effort to better understand my Visitors, customers, and my products and services, I may analyze the Order Information and Other Information in aggregate form in order to operate, maintain, manage, and improve the Websites and/or my products and services. This aggregate information does not identify you personally. I may share this aggregate data with my affiliates, agents, and business partners. I may also disclose aggregated user statistics in order to describe my products and services to current and prospective business partners and to other third parties for other lawful purposes.
•    I may share some or all of your Information with any of my parent companies, subsidiaries, joint ventures, or other companies under common control with us.
•    As I develop my businesses, I might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, the Information may be part of the transferred assets.
•    To the extent permitted by law, I may also disclose the Information: (i) when required by law, court order, or other government or law enforcement authority or regulatory agency; or (ii) whenever I believe that disclosing such Information is necessary or advisable, for example, to protect the rights, property, or safety of 165 percent or others.
Information You Share
Please keep in mind that whenever you voluntarily make your Personal Information available to third parties — for example on message boards or web logs; through email; during webinars, classes, telephone conferences, or coaching calls; or in comment or chat areas — that information can be seen, collected, heard, and/or used by others besides me. I cannot be responsible for any unauthorized third-party use of such information.
How I Protect the Information
I take commercially reasonable steps to protect the Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Please understand, however, that no security system is impenetrable. I cannot guarantee the security of my databases, nor can I guarantee that the Information that you supply will not be intercepted while being transmitted to and from us over the Internet. In particular, e-mail sent to or from the Websites may not be secure, and you should therefore take special care in deciding what information you send to us via email.
Important Notice to Non-U.S. Residents
It is important to note that the Websites and their servers are operated in the United States. If you are located outside of the United States, please be aware that any Information you provide to me will be transferred to the United States. By using the Websites and by providing me Information when using my services, you hereby irrevocably consent to this transfer and my use of the Information and data provided by you in accordance with this Privacy Policy.
I do not knowingly collect Personal Information from children under the age of 13 through the Websites. If you are under 13, please do not give me any Personal Information. I encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce my Privacy Policy by instructing their children to never provide Personal Information through the Websites without their permission. If you have reason to believe that a child under the age of 13 has provided Personal Information to me, please contact me, and I will endeavor to delete that information from my databases.
California Residents
165 percent does not monitor, recognize, or honor any behavioral advertising opt-out or do not track mechanisms, including general web browser “Do Not Track” settings and/or signals.
External Websites
The Websites may contain links to third-party websites. I have no control over the privacy practices or the content of any of my business partners, advertisers, sponsors, or other websites to which I provide links. As such, I am not responsible for the content or the privacy policies of those third-party websites. You should check the applicable third-party privacy policy and terms of use when visiting any other websites.
Changes to This Privacy Policy
This Privacy Policy is effective as of the date stated at the top of this Privacy Policy. I may change this Privacy Policy from time to time. By accessing the Websites and/or using my services after I make any such changes to this Privacy Policy, you are deemed to have accepted such changes. Please be aware that, to the extent permitted by applicable law, my use of the Information is governed by the Privacy Policy in effect at the time I collect the Information. Please refer back to this Privacy Policy on a regular basis.
How to Contact Me
If you have questions about this Privacy Policy, please contact me via email at with “Privacy Policy” in the subject line.

Last updated January 2018